Investments

Investment management is one of the most important elements of financial planning. Successful investors incorporate many strategies to maximize their returns over time, in a risk-controlled way. Some of these include:

Having a disciplined approach to investing
Dollar cost averaging
Choosing a growth-oriented investment approach in the early years and shifting to a more defensive, income-oriented approach over time
Using an appropriate mix of investments to reach goals (asset allocation)

Some of the areas a financial planner can help in this process are:

Explaining the difference between mutual funds and segregated fund policies and which product is more appropriate for your circumstances
Looking at other guaranteed options instead of low-interest GICs
The pros and cons of RRSPs vs. Tax-Free Savings Accounts
Designing an Investment Policy Statement to keep you on track with your investment goals
Setting an appropriate asset allocation and monitoring & rebalancing as required

Resources:
Savings Calculator (Dynamic)
Volatilty Website: Fidelity